What do kale, resume-polishing, and power tools have in common with the behavior of our nation’s utilities? Well, have you ever put something off because you weren’t sure how to start or even whether it would be worth the effort? (I have.) Perhaps you’ve delayed changing your eating habits, looking for a better job, or embarking on an ambitious home improvement project? Faced with what seem like daunting projects, we often ask ourselves: Will I really be happier and healthier in the end?